Car Accident Claim Details

If you are one of those unlucky people who have become involved in a car accident, there are some things you need to remember to do at the site.  It is important to collect as much information as you can but if you are in shock, it might not be possible at that time. You can return to the scene of the accident later to take notes and this should be done as soon as possible.  Then you will be able to file your car accident claim if the collision was not your fault.  This information is what you will give to your insurance company so your case can have the best possible outcome. 

It is always a good idea to have in your car, a pen, disposable camera and paper so if this event takes place, you are able to accurately record all the details.  Almost all cell phones today have a camera and these can also be used to record the condition of the cars and anything else that was involved.  If you are able to, be sure to write down the time and date of the accident, along with names of those involved with their addresses and phone numbers. This information will go on your car accident claim and should included drivers and passengers alike. 

The make, model and registration number of each car that was involved and the insurance info for each driver is also needed.  The weather and lighting conditions are also good details to include and also any obstacles in the area and visibility at that time.  If a police office was present, it is also good to get his collar number and force details.  Once you have collected all these important factors, you are ready to pass this information to that person who will be filing your car accident claim. 

You can record even more information of things such as the type of road the accident happened on, any obstructions that were present and even the estimated speed of the cars.  Injuries that anyone sustained from the accident can also be written down and full description of how you felt the accident happened.  You never know what kind of resistance you will face with the other insurance company so the more detailed your record of the event, the better chance you have for getting the compensation that you deserve. 

Make Your Own Will

Making a will is not something that just anyone can do.  There are a few things that need to be present and the first one is that you must have valid testamentary capacity.   In simple terms, this means that not only do you need to be at least eighteen years old, you must be able to understand what making a will means.  

You must understand all terms of a will, be aware of those you are benefiting in the will, have a rough idea of what you have to leave and being aware of those you have a moral obligation to.  Even though you might be of unsound mind and possibly suffering from delusions, you can still make a will as long as that condition does not affect the previously mentions points. 

If you become insane after making your will, this will not cause your will to become invalid. Even a normally incapable person can make a will while they are in a lucid period.  As long as you had testamentary capacity at the time of making the will, it will be legal. Anyone in actual military service or a person who is a seaman at sea can be under the age of eighteen and still able to make an informal will. 

Employment Laws Regarding Redundancy

The global meltdown has triggered massive redundancies in the employment arena. There are specific rules in Employment laws that define redundancy situations. Knowledge of these rules by both employers and employees helps prevent a redundancy process that will end at the Employment Tribunal.

As per law redundancy situations arise when the entire business is shut down, or when business at a workplaces is closed or when the requirement of number of employees for a certain type of work reduces.

The redundancy process also has to be fair and in accordance with the law. Employers must resort to redundancies only as a last resort when other possibilities like unpaid sabbaticals and job sharing are not practical. Maximum advance notice must be given to employees and alternative employment should be arranged if that is feasible. Employers should have proper redundancy consultation and pools of employees who are engaged in identical works must be drafted during the redundancy process.

If these rules are not followed the redundancy process will automatically be considered unfair. The employee selection for redundancy must be fair. This means the criteria for such selection cannot be pregnancy, maternity leave, increase of health/safety matters, union membership/ employee representative capacity under TUPE, claim of statutory and flexible working privileges, taking part in grievance hearing and making PIDs.